International money transfers rely on standardized identifiers that ensure your funds arrive safely and quickly. When sending funds abroad you might hear references to routing numbers or IBANs, but for U.S. institutions like Bank of America swift information plays a pivotal role. Understanding this system helps demystify how your money navigates the global network and allows you to choose identifiers like swift code BOFAUS3N without confusion. As financial institutions implement security measures and regulatory compliance, the codes they publish remain consistent across transactions and help maintain transparency. Learning about these details can make your cross‑border transfer experience more confident and transparent.
A SWIFT code is an alphanumeric identifier used globally to pinpoint a specific bank and branch, ensuring that your funds are directed to the right place. For example, the U.S. branch of Bank of America headquartered in New York uses BOFAUS3N when you need an eight‑character code for a basic identification. In some cases you might see the extended BOFAUS3NXXX version, which adds a branch code to show that the transaction is routed through the primary office. Both formats are officially recognized and are regularly updated by international financial authorities. Knowing the difference between an eight‑character and an eleven‑character code helps you select the right one for your transaction.
People often ask what is the swift code of Bank of America when they initiate their first international wire because terminology can be confusing. A BIC or bank identification code is essentially the same as a SWIFT code; the system is just referred to by different names depending on the country. You might also hear what is bank identification code for Bank of America when exploring differences between domestic routing numbers and international identifiers. Both questions highlight the importance of using the correct codes because mistakes can delay transfers and sometimes result in funds being returned to the sender. Learning about these terms empowers senders and recipients to avoid common errors in cross‑border payments.
The headquarters of Bank of America’s main international payments branch is located at the iconic address in downtown Manhattan. Many directories list the office as 222 Broadway New York NY 10038 which is recognized worldwide as a trusted financial hub. When referencing that location it’s common to write Bank of America 222 Broadway New York because this shorter form still clearly identifies the institution and city. For added precision some people include the full postal code by saying Bank of America 222 Broadway New York 10038 so there is no ambiguity about which office is involved. In other contexts you might simply mention Bank of America 222 Broadway when you are already discussing the New York headquarters and there is less need for repetition. International transfer instructions may even include the sequence 222 Broadway New York NY 10038 Bank of America as a single phrase because some templates combine the street, city and institution name in one line.
Beyond the branch details many people ask for a Bank of America bank identification code when completing online forms, even though it’s the same as the SWIFT code for that office. If you see a field labeled Bank of America swift number you can confidently enter the standard identifier because there is only one number for the primary New York branch. Similarly some instructions refer to the swift number of Bank of America as a way of emphasizing that you need the eight‑character or eleven‑character code rather than a domestic routing number. When verifying the details it’s useful to cross‑check the BOFAUS3N address with official listings so you can be sure you’re referencing the correct institution. These additional labels may vary depending on the platform, but they all point to the same unique identifier used for the New York headquarters.
When filling out a transfer form you might be prompted for the BOFAUS3N swift code which is simply the concise way to describe the Bank of America code used for international wires. Occasionally you might encounter the reversed phrase swift BOFAUS3N especially in conversational discussions, but it refers to the same identifier and there is no difference in meaning. With this knowledge you can confidently send or receive funds, knowing that you’re using an accurate, verified code that ensures your money reaches its destination. Remember to verify the recipient details with your bank if you have any doubts to avoid delays. Armed with the right information, you’ll be ready to take advantage of seamless global financial services.
Key Facts
- The SWIFT/BIC code identifies a specific bank and branch for international transfers.
- Bank of America’s primary code is BOFAUS3N; the eleven‑character version BOFAUS3NXXX refers to the main branch.
- The head office is located at 222 Broadway in New York, NY 10038, a globally recognized financial center.
SWIFT Code Breakdown
| Component | Description |
|---|---|
| Bank Code | BOFA – identifies Bank of America, N.A. |
| Country Code | US – indicates the bank is in the United States |
| Location Code | 3N – shows the head office location in New York |
| Branch Code | XXX – signifies the head office; often omitted when not needed |
"Using the correct SWIFT code is the key to ensuring your international payments reach their destination without delay. Always verify the code with your bank before initiating a transfer."